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Active Cover Personal Accident Sports Insurance has been designed to help amateur sports enthusiasts overcome injuries by providing financial support to aid in many elements of their recovery rather than simply handing over a total lump sum for the injury.
Policies for adults start from £14.16 a month and Active Cover’s aim is to get people back playing sport as soon as possible. Customers are covered for most sports and over 60 disciplines are listed on their policy document. Under their diagnosis, treatment and rehabilitation sections, Active Cover will reimburse customers for up to 75% of the costs incurred up to the maximum limits of the policy, dependant on which package is chosen.
Users can access private treatment, such as physiotherapy anywhere in the UK without total reliance on the NHS, speeding up the recovery process. If an injury is serious enough that it prevents someone from going to their gym, Active Cover will reimburse the membership fees. Team sports like football and rugby are covered, as well as any organised sporting activities for both adults and children.
Cover is provided only during actual participation in sports activities. You can participate in any formal or pre-organised competitions, tournaments, games or matches arranged by a sporting organisation such as a club or event. You can also participate in any formal, supervised and pre-organised training at a club or event as well as any informal or unsupervised training or participation such as road running, cycling and fitness training. Accidents/Injuries that are not as a result of participation in sporting activities are NOT covered. For all Sports, the appropriate clothing must be worn, and health and safety equipment as required by the Governing Body of each particular Sport must be used.
Your policy does not cover you for any treatment whilst you are outside the UK. The benefits under this policy are only available when you return to the UK following your injury abroad. As long as you are a UK resident you are covered whilst you are abroad for trips and holidays, if you move abroad you will no longer be covered.
Read more at activecover.co.uk/questions/#DuAHpUHGXHGQTblE.99
